Open Banking in Nigeria: What the CBN Framework Means for Consumers
For more than a decade, Nigerian banks have held onto a kind of data nobody else could see: years of…
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The Fight Over Who Regulates African Fintechs: Central Banks vs Telcos
The question of who gets to govern mobile money in Africa is not purely academic. It shapes how millions of…
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Why African Startups Are Choosing Dubai Over London for Headquarters
For years, London held a near-automatic appeal for African founders seeking a Western headquarters. It offered proximity to European capital,…
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Nigerian Banks Are Deploying AI Against Fraud. Here’s How Far They’ve Come
Nigeria’s digital payments ecosystem has grown faster than almost anyone anticipated. The country processed nearly 11 billion instant payment transactions…
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Africa’s AI Talent Drain: The Continent Is Producing Engineers It Cannot Afford to Keep
There is a quiet irony sitting at the centre of Africa’s artificial intelligence ambitions. The continent is producing more machine…
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Africa’s Stablecoin Moment: How Dollar-Pegged Crypto Is Quietly Solving the FX Problem
The foreign exchange crisis in sub-Saharan Africa is not a new story. For years, businesses in Lagos, Nairobi, and Accra…
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Open Banking in Nigeria: What the CBN Framework Actually Means for You
For years, Nigerian bank customers have existed inside walled gardens. Your transaction history at one bank is invisible to another….
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How Alex Otti Is Rebuilding Abia State: Roads, Health Centres, Digital Economy, and a N1 Trillion Budget
Three years ago, Abia State was a byword for abandoned projects, salary arrears, and institutional decay. Today, that narrative is…
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The Credit Promise That Hasn’t Landed: Why BNPL Is Struggling to Scale in West Africa
The pitch has always been compelling; millions of consumers across West Africa are underserved by traditional banks, disposable income is…
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Agentic AI in Africa: What It Means When AI Takes Action on Your Behalf
The first wave of AI tools taught machines to respond. The current wave is teaching them to act. Across the…
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Africa’s Coding Bootcamp Industry Is Growing. Not All of It Is Worth Your Money
The demand for tech talent across Africa has never been more legible. Startups are scaling, banks are digitising, and governments…
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Women Rebuilding African Tech: Beyond the Diversity Headline
There is a particular exhaustion that comes with being celebrated and underfunded in the same breath. African women in tech…
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Who Is Leading in Africa’s Fastest-Growing Solar Market?
For years, the conversation about Africa’s energy future was framed around what the continent lacked: financing, infrastructure, and reliable policy….
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AI and Job Loss in Nigeria: Separating the Real Threat from the Noise
The anxiety is understandable. Generative AI tools have become genuinely capable in a short period of time; global headlines about…
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The Side Hustle Economy Gets an Upgrade: How Nigerians Are Putting AI to Work
For many Nigerians, the side hustle is not optional. It is how rent gets paid, school fees get sorted, and…
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How To Register Your Fintech Business in Nigeria
Nigeria remains the most active fintech market on the African continent. From payment infrastructure players like Flutterwave and Paystack to…
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Ekele E. James: The Engineer Who Turned His Laptop into a Free Lab for Africa’s Next DevOps Generation
There is a moment that almost every aspiring DevOps engineer in Africa knows well. You have been watching tutorials, reading…
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Africa’s Payment Rails Are Being Rebuilt, and the Stakes Are High
For decades, moving money across African borders was an exercise in friction. A trader in Lagos settling an invoice with…
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African AI Startups Worth Watching Right Now
There is a version of Africa’s AI story that gets told mostly in superlatives in a continent leapfrogging, a generation…
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How Nigeria Taxes Tech Companies: A Guide to the Rules Shaping the Digital Economy
For years, global technology giants operated in Nigeria’s vast digital market with minimal tax accountability. A company could serve tens…
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Cybersecurity Budgeting for Startups: What African Founders Keep Getting Wrong
There is a version of this story that ends with a fintech startup quietly folding. Not because of bad product-market…
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The Compliance Burden That Is Quietly Slowing Africa’s Startups
Building a startup in Africa was never uncomplicated. But the compliance landscape that founders navigate today, particularly in fintech, data,…
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How Government Agencies Are Fighting Back Against Cyberattacks
The digital systems that run public services, tax registries, national identity databases, emergency networks, and immigration records are under sustained…
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Nigeria’s Cloud Computing Boom Is About More Than Storage
For years, the dominant narrative around Nigerian technology infrastructure was one of absence: unreliable power, inadequate data centres, and a…
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The AI Tools Small Businesses Actually Need, and How African Entrepreneurs Can Use Them
Running a small business has always meant doing more with less. The accountant is also the HR manager. The founder…
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Africa’s Rural Connectivity Gap: What the Numbers Miss and Why It Still Matters
Nigeria crossed a broadband milestone at the end of 2025. According to the Nigerian Communications Commission, broadband penetration reached 50.58%…
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Africa’s EdTech Sector Is Growing Fast. Sustainability Is the Real Test
Africa’s education technology sector has spent the better part of a decade generating enthusiasm, attracting capital, and producing a succession…
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Nigeria’s E-Commerce Market Is Growing. But the Real Story Is More Complicated
Nigeria’s online retail market is expanding at a pace that commands serious attention. According to Mordor Intelligence, the market reached…
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Nigeria’s Network Crisis Is Africa’s Infrastructure Warning
The dropped calls and dead zones that millions of Nigerians endured through late 2025 and into early 2026 were not…
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The Quiet Revolution: How AI Is Reshaping Agriculture Across Africa
Africa feeds itself largely through the hands of smallholder farmers. That fact is easy to state and hard to appreciate…
Okey Chigbu
Okey Chigbu is a Digital Solutions Consultant. He writes about technology, innovation, and the trends shaping Africa's digital future. When he's not telling tech stories, he helps businesses grow online through his consultancy, Donal Digital. He can be reached at [email protected]
