Open Banking in Nigeria: What the CBN Framework Means for Consumers
For more than a decade, Nigerian banks have held onto a kind of data nobody else could see: years of…
Okey Chigbu
Okey Chigbu is a Digital Solutions Consultant. He writes about technology, innovation, and the trends shaping Africa's digital future. When he's not telling tech stories, he helps businesses grow online through his consultancy, Donal Digital. He can be reached at [email protected]
For more than a decade, Nigerian banks have held onto a kind of data nobody else could see: years of…
The question of who gets to govern mobile money in Africa is not purely academic. It shapes how millions of…
For years, London held a near-automatic appeal for African founders seeking a Western headquarters. It offered proximity to European capital,…
Nigeria’s digital payments ecosystem has grown faster than almost anyone anticipated. The country processed nearly 11 billion instant payment transactions…
There is a quiet irony sitting at the centre of Africa’s artificial intelligence ambitions. The continent is producing more machine…
The foreign exchange crisis in sub-Saharan Africa is not a new story. For years, businesses in Lagos, Nairobi, and Accra…
For years, Nigerian bank customers have existed inside walled gardens. Your transaction history at one bank is invisible to another….
Three years ago, Abia State was a byword for abandoned projects, salary arrears, and institutional decay. Today, that narrative is…
The pitch has always been compelling; millions of consumers across West Africa are underserved by traditional banks, disposable income is…
The first wave of AI tools taught machines to respond. The current wave is teaching them to act. Across the…
The demand for tech talent across Africa has never been more legible. Startups are scaling, banks are digitising, and governments…
There is a particular exhaustion that comes with being celebrated and underfunded in the same breath. African women in tech…
For years, the conversation about Africa’s energy future was framed around what the continent lacked: financing, infrastructure, and reliable policy….
The anxiety is understandable. Generative AI tools have become genuinely capable in a short period of time; global headlines about…
For many Nigerians, the side hustle is not optional. It is how rent gets paid, school fees get sorted, and…
Nigeria remains the most active fintech market on the African continent. From payment infrastructure players like Flutterwave and Paystack to…
There is a moment that almost every aspiring DevOps engineer in Africa knows well. You have been watching tutorials, reading…
For decades, moving money across African borders was an exercise in friction. A trader in Lagos settling an invoice with…
There is a version of Africa’s AI story that gets told mostly in superlatives in a continent leapfrogging, a generation…
For years, global technology giants operated in Nigeria’s vast digital market with minimal tax accountability. A company could serve tens…
There is a version of this story that ends with a fintech startup quietly folding. Not because of bad product-market…
Building a startup in Africa was never uncomplicated. But the compliance landscape that founders navigate today, particularly in fintech, data,…
The digital systems that run public services, tax registries, national identity databases, emergency networks, and immigration records are under sustained…
For years, the dominant narrative around Nigerian technology infrastructure was one of absence: unreliable power, inadequate data centres, and a…
Running a small business has always meant doing more with less. The accountant is also the HR manager. The founder…
Nigeria crossed a broadband milestone at the end of 2025. According to the Nigerian Communications Commission, broadband penetration reached 50.58%…
Africa’s education technology sector has spent the better part of a decade generating enthusiasm, attracting capital, and producing a succession…
Nigeria’s online retail market is expanding at a pace that commands serious attention. According to Mordor Intelligence, the market reached…
The dropped calls and dead zones that millions of Nigerians endured through late 2025 and into early 2026 were not…
Africa feeds itself largely through the hands of smallholder farmers. That fact is easy to state and hard to appreciate…