What M-Pesa Teaches About Building Products for African Markets
In 2007, a telecom company in Kenya launched a text-message-based service to let people send money to each other, and…
Tony Ajah
<a href="https://www.tonyajah.com/" target="_blank">Tony Ajah</a> is an entrepreneur, a business growth strategist, a thought leader, an author, a trainer, a professional speaker, and a business mentor. He provides strategic business support services for entrepreneurs, SMEs, and organisations in Africa. He is the acting editor of TechTrends.Africa
In 2007, a telecom company in Kenya launched a text-message-based service to let people send money to each other, and…
Every month Nigeria spends waiting on a finished AI law is a month a fintech in Lagos ships a credit-scoring…
There’s a market woman in Onitsha who will let you take goods on credit and pay next week, no paperwork,…
A bank teller in another country once watched an elderly woman withdraw a large sum of cash, hands trembling, voice…
Africa does not have a resources problem. It has a distribution problem, and technology is the fastest bridge we have…
Most founders walk into investor conversations carrying one thing they shouldn’t: confusion. Not confusion about their product, but confusion about…
A teenager in Lagos taps his phone to pay for jollof rice. A small-business owner in Cape Town swipes a…
There’s a particular kind of founder you meet in Lagos, Nairobi, or Accra who hasn’t read a single pitch deck…
Nobody tells you this early enough: you don’t need a title to lead, and you don’t need permission to create…
Every week, someone tells me that AI will run businesses in five years. My answer is always the same: a…
Africa’s technology story is, by most measures, one of momentum. Startups are scaling. Mobile money has become infrastructure. AI policy…
For decades, the story of banking in Africa has been one of absence. The branches are too far away. Documentation…
Africa has the highest share of women STEM graduates in the world. That fact alone should have reshaped its technology…
Africa’s creative sector, spanning music, film, fashion, and digital art, is expanding at a pace that is difficult to ignore….
Africa feeds over a billion people, yet the continent imports more than $40 billion in food annually. That contradiction sits…
For years, the dominant narrative around African technology went something like this: a promising but fragile ecosystem, perpetually waiting on…
Every week, Nigerian organisations absorb an average of 4,701 cyberattacks. South African firms faced a 36 per cent year-on-year surge…
There is a familiar pattern in how the world discovers African culture. The music travels first — Afrobeats fills clubs…
Every few years, a company does something that quietly shifts the competitive ground beneath an entire industry. Sometimes it is…
For much of the last decade, the ambition was simple: build something that looked like Silicon Valley, just set it…
Africa has a youth problem in the most consequential sense. The continent is home to the world’s fastest-growing youth population,…
Every functioning digital economy runs on a layer most people never see. In mature markets, this layer includes trade associations…
The rules have changed. Across Lagos, Nairobi, Cairo, and Dakar, the founders raising money today are not the ones who…
When the European Commission quietly began funding what it called European Digital Innovation Hubs in 2021, the initiative attracted little…
In October 2023, Dash, the Ghanaian fintech that had raised over $86 million in five years of operation, announced it was shutting…
When Temie Giwa-Tubosun founded LifeBank in Lagos in 2016, she was solving a problem most investors hadn’t thought to quantify:…
There is a gap in the global technology map that rarely gets discussed with the seriousness it deserves. The United…
For most of the past decade, the dominant advice circulating in African startup and enterprise circles has been a variation…
Across the continent, artificial intelligence is reshaping public administration, policing, and social services. The infrastructure is advancing. The oversight is…
African governments are building data frameworks at speed, but the gap between strategy and execution remains wide. Whether the continent…